What the panel ordered
WCJ's Joint Findings of Fact and Orders of June 2, 2025 rescinded; matter returned to trial level for further proceedings
Petition for Reconsideration granted by defendant Security National Insurance Company; decision rescinded and matter returned to WCJ for further proceedings on proposed settlement
This docket was decided more than once. Shown here is the latest released decision; we also hold September 8, 2025.
What was disputed, and how it came out
Each issue the panel decided, with the reasoning it gave. An outcome is what this panel did on this record — not a rule, and not a prediction.
The WCJ found injury AOE/COE to the excretory and reproductive systems during various employment periods, but the Appeals Board rescinded the WCJ decision and returned the matter for further proceedings on settlement approval.
From the decision · page 1We previously granted the Petition for Reconsideration by defendant Security National Insurance Company (Security National) of the June 2, 2025 Joint Findings of Fact and Orders issued by the workers' compensation administrative law judge (WCJ). Therein, in Case No. ADJ13022571, the WCJ found that applicant sustained injury arising out of and in the course of employment (AOE/COE) to her excretory system and reproductive system, while employed on July 26, 2015, by Palmdale Lodging Associates, insured by Security National Insurance Company. The WCJ also found that Great American Insurance Company (Great American), Zurich American Insurance Company (Zurich), and Employers Assurance (Employers Assurance) do not have coverage in this case and dismissed them. In Case No. ADJ20509785, the WCJ found that applicant sustained injury AOE/COE to her excretory system and reproductive system, while employed during the period July 26, 2015 to January 5, 2016, by Palmdale Lodging Associates, insured by Security National from April 25, 2015 to August 21, 2015 and by Employers Assurance from August 6, 2018 to August 6, 2019. The WCJ also found that the Labor Code1 section 5412 date of injury is May 1, 2024 and that Great American and Zurich do not have coverage in the last year of the continuous trauma period. In Case No. ADJ20509813, the WCJ found that applicant sustained
The facts that decided it
What the panel treated as outcome-determinative, and which side it favoured.
Applicant sustained injury AOE/COE to excretory and reproductive systems during various employment periods with Palmdale Lodging Associates insured by different carriers.
Favours Applicant prevailed
This fact was the basis for the WCJ's findings which were under reconsideration.
From the decision · page 1We previously granted the Petition for Reconsideration by defendant Security National Insurance Company (Security National) of the June 2, 2025 Joint Findings of Fact and Orders issued by the workers' compensation administrative law judge (WCJ). Therein, in Case No. ADJ13022571, the WCJ found that applicant sustained injury arising out of and in the course of employment (AOE/COE) to her excretory system and reproductive system, while employed on July 26, 2015, by Palmdale Lodging Associates, insured by Security National Insurance Company. The WCJ also found that Great American Insurance Company (Great American), Zurich American Insurance Company (Zurich), and Employers Assurance (Employers Assurance) do not have coverage in this case and dismissed them. In Case No. ADJ20509785, the WCJ found that applicant sustained injury AOE/COE to her excretory system and reproductive system, while employed during the period July 26, 2015 to January 5, 2016, by Palmdale Lodging Associates, insured by Security National from April 25, 2015 to August 21, 2015 and by Employers Assurance from August 6, 2018 to August 6, 2019. The WCJ also found that the Labor Code1 section 5412 date of injury is May 1, 2024 and that Great American and Zurich do not have coverage in the last year of the continuous trauma period. In Case No. ADJ20509813, the WCJ found that applicant sustained
The rules the panel named
Authorities as the decision cited them, with how this panel applied each one.
Labor Code
Labor Code section 5412
Date of injury determination
From the decision · page 1We previously granted the Petition for Reconsideration by defendant Security National Insurance Company (Security National) of the June 2, 2025 Joint Findings of Fact and Orders issued by the workers' compensation administrative law judge (WCJ). Therein, in Case No. ADJ13022571, the WCJ found that applicant sustained injury arising out of and in the course of employment (AOE/COE) to her excretory system and reproductive system, while employed on July 26, 2015, by Palmdale Lodging Associates, insured by Security National Insurance Company. The WCJ also found that Great American Insurance Company (Great American), Zurich American Insurance Company (Zurich), and Employers Assurance (Employers Assurance) do not have coverage in this case and dismissed them. In Case No. ADJ20509785, the WCJ found that applicant sustained injury AOE/COE to her excretory system and reproductive system, while employed during the period July 26, 2015 to January 5, 2016, by Palmdale Lodging Associates, insured by Security National from April 25, 2015 to August 21, 2015 and by Employers Assurance from August 6, 2018 to August 6, 2019. The WCJ also found that the Labor Code1 section 5412 date of injury is May 1, 2024 and that Great American and Zurich do not have coverage in the last year of the continuous trauma period. In Case No. ADJ20509813, the WCJ found that applicant sustained
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About this page
- A published decision of the California Workers' Compensation Appeals Board, taken apart by what it turned on. The Board publishes the decision itself; this page adds the extraction and quotes the passage behind every claim.
- The injured worker is not named here, and the case caption is not printed. Physicians appear as the decision names them, because a medical opinion is an act in a public proceeding.
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